I'm currently in the process of buying a Nikon D80 from a friend. Unfortunately, I can't afford to pay everything up front with my Forever 21 sales associate salary, so I've resorted to simple monthly payments. Sadface; the life & times of a working student. Well, I suppose this could be viewed as practice for when I buy a car.
Nonetheless, it's a pretty legitimate deal. Can't wait to sell my Nikon L110!